The RDS Blog


Charge-Off Predictions for Q4 2017 Through Q3 2018

The Fed should issue the charge-off and delinquency rates for the 4th quarter of 2017 on or about February 18. As we’ve done every quarter over the past few years,…

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The Faces of American Credit

  There is no question that the American economy has been, in large part, fueled by the average person’s easy access to consumer credit.  The flip-side, of course, is that…

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Political Polarization in Consumer Expectations

In the weeks following the November 2016 election of Donald Trump, Liberty Street Economics posted a blog about the role that political affiliation played in consumers’ attitudes about various economic…

erasing debt, hand written word on blackboard being erased concept

American Debt: Getting Older by the Year

Last year, the New York Federal Reserve Bank’s Consumer Credit Panel published a report on debt held by age groups, with a particular focus on comparing trends at the far…

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